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	<title>Comments for Exploring the Debt Collection Industry</title>
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	<link>http://budhibbs.wordpress.com</link>
	<description>by America's Consumer Credit Expert</description>
	<lastBuildDate>Sat, 20 Jun 2009 01:34:36 +0000</lastBuildDate>
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		<title>Comment on Help from the Internet by Bill</title>
		<link>http://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/comment-page-21/#comment-27884</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Sat, 20 Jun 2009 01:34:36 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/#comment-27884</guid>
		<description>Tammy  check out this link. 

http://www.creditinfocenter.com/forms/sampleletter20.shtml

http://www.pennlawyer.com/ceasecom.pdf

Asking them to validate this debt and stop calling. Then send them one of the letters. Send it certified and return receipt requested. When you get the green card back keep it and write down everytime they call afterward. Use a log form or what I did was take pictures of my caller ID, date, time and number, to show that after I told them to stop calling they still called.</description>
		<content:encoded><![CDATA[<p>Tammy  check out this link. </p>
<p><a href="http://www.creditinfocenter.com/forms/sampleletter20.shtml" rel="nofollow">http://www.creditinfocenter.com/forms/sampleletter20.shtml</a></p>
<p><a href="http://www.pennlawyer.com/ceasecom.pdf" rel="nofollow">http://www.pennlawyer.com/ceasecom.pdf</a></p>
<p>Asking them to validate this debt and stop calling. Then send them one of the letters. Send it certified and return receipt requested. When you get the green card back keep it and write down everytime they call afterward. Use a log form or what I did was take pictures of my caller ID, date, time and number, to show that after I told them to stop calling they still called.</p>
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		<title>Comment on Help from the Internet by tammy</title>
		<link>http://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/comment-page-21/#comment-27733</link>
		<dc:creator>tammy</dc:creator>
		<pubDate>Fri, 12 Jun 2009 04:41:48 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/#comment-27733</guid>
		<description>Ok thanks I will do those things ;)</description>
		<content:encoded><![CDATA[<p>Ok thanks I will do those things <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>Comment on Help from the Internet by impishredhead</title>
		<link>http://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/comment-page-21/#comment-27711</link>
		<dc:creator>impishredhead</dc:creator>
		<pubDate>Thu, 11 Jun 2009 03:10:27 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/#comment-27711</guid>
		<description>I&#039;ve never heard of them either, Tammy.  If they continue to call after you&#039;ve informed them over the phone that it isn&#039;t your debt ask for their mailing address.  If they refuse to give it to you then look for their business registration on your state&#039;s Secretary of State site or wherever you can find business records in your area.  Check with the BBB to see if anyone else has complained about them - you might find their address there too.  Check on Ripoff Report.  Check with state regulators (debt collection and/or banking dept) to see if they know who CBA Group is - and file complaints with them if necessary.  

If you manage to come up with an address one way or another send CBA Group a letter via Certified Mail with the return receipt (green card) option so you get proof they&#039;ve received it.  In the letter simply inform them that they&#039;ve been calling you about someone else&#039;s debt and demand that they cease and desist with the phone calls immediately.  

Keep a record (handwritten log book plus digital cam snapshots of caller ID showing times/dates/numbers they call from, going back as far as you can from today and going forward from today until this is resolved.  If you can legally record calls in your state you might want to record every one of their calls - especially if they&#039;re nasty to you.  Think evidence.  It&#039;s the leverage you might need to get them off your back.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve never heard of them either, Tammy.  If they continue to call after you&#8217;ve informed them over the phone that it isn&#8217;t your debt ask for their mailing address.  If they refuse to give it to you then look for their business registration on your state&#8217;s Secretary of State site or wherever you can find business records in your area.  Check with the BBB to see if anyone else has complained about them &#8211; you might find their address there too.  Check on Ripoff Report.  Check with state regulators (debt collection and/or banking dept) to see if they know who CBA Group is &#8211; and file complaints with them if necessary.  </p>
<p>If you manage to come up with an address one way or another send CBA Group a letter via Certified Mail with the return receipt (green card) option so you get proof they&#8217;ve received it.  In the letter simply inform them that they&#8217;ve been calling you about someone else&#8217;s debt and demand that they cease and desist with the phone calls immediately.  </p>
<p>Keep a record (handwritten log book plus digital cam snapshots of caller ID showing times/dates/numbers they call from, going back as far as you can from today and going forward from today until this is resolved.  If you can legally record calls in your state you might want to record every one of their calls &#8211; especially if they&#8217;re nasty to you.  Think evidence.  It&#8217;s the leverage you might need to get them off your back.</p>
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		<title>Comment on Help from the Internet by tammy</title>
		<link>http://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/comment-page-21/#comment-27707</link>
		<dc:creator>tammy</dc:creator>
		<pubDate>Wed, 10 Jun 2009 21:20:39 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/#comment-27707</guid>
		<description>Hi I would just like to know how to get a crediter to stop calling me with someone else dept? I really would rather fight them than let them make me change my number.Its called CBA Group and I cant find out anything about them on the internet.</description>
		<content:encoded><![CDATA[<p>Hi I would just like to know how to get a crediter to stop calling me with someone else dept? I really would rather fight them than let them make me change my number.Its called CBA Group and I cant find out anything about them on the internet.</p>
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		<title>Comment on The Debt Collection Industry in America has Changed by lufkug</title>
		<link>http://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/comment-page-3/#comment-27184</link>
		<dc:creator>lufkug</dc:creator>
		<pubDate>Fri, 22 May 2009 22:11:41 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/#comment-27184</guid>
		<description>So, where do Unifund proceeds go after the Zises Brothers ACAP Offshore laundering in the Cayman Islands? ...funding of Israeli settlements in Palestine, according to AlJazeera:
  &quot;The Roundtable Political Action Committee includes Riklis, junk-bond king Michael Milken and founders Jay, Selig and Seymour Zises. Seymour Zises is also president of the National Political Action Committee, NPAC, which works in tandem with AIPAC, the highly influential American-Israeli Political Action Committee. Jay Zises is president of &quot;Friends of the Israeli Defense Forces.&quot; Others include Ivan Boesky and executives of United Fruit/Chiquita Banana while the son of Loew Corp. owner, Laurence Tisch, is a co-founder. 
   Menachem Atzmon, convicted of campaign financing fraud in the 90s, and Stephen L. Friedman are partners of International Consultants on Targeted Security (ICTS) run by former Israeli military commanders and government intelligence agencies. In 1999, ICTS took over management of security at Logan Airport in Boston under its subsidiary Huntleigh , USA and was in charge on 9/11. Friedman is a member of the Israel Defense Fund. And then there&#039;s Ronald Lauder, heir to the Estee Lauder cosmetic fortune who is treasurer of the World Jewish Congress and a trustee of the Special Reserve Fund of the Anti-Defamation League. 
   Media links are not missing. Marc Belzberg, business partner of the Zises, owns the Jerusalem Post and funds West Bank settlements. He&#039;s a major supporter of the Sharon-linked yeshiva seminary rumored to be training the priesthood for the Third Temple to be built on the Temple Mount after the Al Aqsa mosque is destroyed. Along with Ira Rennert, and Irving I. Moscowitz, Belzberg was involved in the contentious opening of the tunnels under the Al Aqsa mosque; one opening caused 76 Palestinians deaths in three days of fighting. Rennert now controls the tunnel entrances. Moscowitz funded Jewish take-overs of housing in East Jerusalem and settlements in the West Bank . 
   Marvin Josephson, owner of Hollywood &#039;s International Creative Management (ICM) agency, has not only been Henry Kissinger&#039;s literary agent but is Chairman of NPAC. Mortimer Zuckerman owns US News and World Report and the New York Daily News. He regularly agitates for war against Saudi Arabia and other Arab nations in his column US News. He is a director of &quot;Friends of the Israel Defense Forces.&quot; 
   Mervyn Adelson, ex-husband of Barbara Walters and former Chairman of Lorimar Telepictures, is a friend of Benjamin Netanyahu. His lawyer, Yaakov Ne’eman, was Israeli Finance Minister under Netanyahu. Henry Kravis of RJR Nabisco is also a sponsor of Israel &#039;s right wing and a Republican donor with ties to the Bush family. 
   Underworld connections come from casino owners with early ties to the Meyer Lansky/ Moe Dalitz Mafia syndicate. They include Mervyn Adelson and Sheldon Adelson. Sheldon wants to build casinos in Israel and has been granted gambling licenses in Macao , China along with Steven Wynn, owner of the Mirage casinos. Wynn sponsors right-wing Israeli causes, has ties to Lansky and is a member of the board of the George Bush Presidential Library. Henry Kravis has early ties to Lansky but isn&#039;t connected to gambling. However, the EU has accused him of narcotic money laundering.&quot;</description>
		<content:encoded><![CDATA[<p>So, where do Unifund proceeds go after the Zises Brothers ACAP Offshore laundering in the Cayman Islands? &#8230;funding of Israeli settlements in Palestine, according to AlJazeera:<br />
  &#8220;The Roundtable Political Action Committee includes Riklis, junk-bond king Michael Milken and founders Jay, Selig and Seymour Zises. Seymour Zises is also president of the National Political Action Committee, NPAC, which works in tandem with AIPAC, the highly influential American-Israeli Political Action Committee. Jay Zises is president of &#8220;Friends of the Israeli Defense Forces.&#8221; Others include Ivan Boesky and executives of United Fruit/Chiquita Banana while the son of Loew Corp. owner, Laurence Tisch, is a co-founder.<br />
   Menachem Atzmon, convicted of campaign financing fraud in the 90s, and Stephen L. Friedman are partners of International Consultants on Targeted Security (ICTS) run by former Israeli military commanders and government intelligence agencies. In 1999, ICTS took over management of security at Logan Airport in Boston under its subsidiary Huntleigh , USA and was in charge on 9/11. Friedman is a member of the Israel Defense Fund. And then there&#8217;s Ronald Lauder, heir to the Estee Lauder cosmetic fortune who is treasurer of the World Jewish Congress and a trustee of the Special Reserve Fund of the Anti-Defamation League.<br />
   Media links are not missing. Marc Belzberg, business partner of the Zises, owns the Jerusalem Post and funds West Bank settlements. He&#8217;s a major supporter of the Sharon-linked yeshiva seminary rumored to be training the priesthood for the Third Temple to be built on the Temple Mount after the Al Aqsa mosque is destroyed. Along with Ira Rennert, and Irving I. Moscowitz, Belzberg was involved in the contentious opening of the tunnels under the Al Aqsa mosque; one opening caused 76 Palestinians deaths in three days of fighting. Rennert now controls the tunnel entrances. Moscowitz funded Jewish take-overs of housing in East Jerusalem and settlements in the West Bank .<br />
   Marvin Josephson, owner of Hollywood &#8217;s International Creative Management (ICM) agency, has not only been Henry Kissinger&#8217;s literary agent but is Chairman of NPAC. Mortimer Zuckerman owns US News and World Report and the New York Daily News. He regularly agitates for war against Saudi Arabia and other Arab nations in his column US News. He is a director of &#8220;Friends of the Israel Defense Forces.&#8221;<br />
   Mervyn Adelson, ex-husband of Barbara Walters and former Chairman of Lorimar Telepictures, is a friend of Benjamin Netanyahu. His lawyer, Yaakov Ne’eman, was Israeli Finance Minister under Netanyahu. Henry Kravis of RJR Nabisco is also a sponsor of Israel &#8217;s right wing and a Republican donor with ties to the Bush family.<br />
   Underworld connections come from casino owners with early ties to the Meyer Lansky/ Moe Dalitz Mafia syndicate. They include Mervyn Adelson and Sheldon Adelson. Sheldon wants to build casinos in Israel and has been granted gambling licenses in Macao , China along with Steven Wynn, owner of the Mirage casinos. Wynn sponsors right-wing Israeli causes, has ties to Lansky and is a member of the board of the George Bush Presidential Library. Henry Kravis has early ties to Lansky but isn&#8217;t connected to gambling. However, the EU has accused him of narcotic money laundering.&#8221;</p>
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		<title>Comment on National Arbitration Forum Attorneys under Microscope by carriebergovitz</title>
		<link>http://budhibbs.wordpress.com/national-arbitration-forum-attorneys-under-microscope/comment-page-2/#comment-27140</link>
		<dc:creator>carriebergovitz</dc:creator>
		<pubDate>Thu, 21 May 2009 18:42:50 +0000</pubDate>
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		<description>I am a newbie to this forum site. I hope you guys help me always if I fall in trouble. And I&#039;m really happy to join with you. Pls share your valuable tips and tricks with me.</description>
		<content:encoded><![CDATA[<p>I am a newbie to this forum site. I hope you guys help me always if I fall in trouble. And I&#8217;m really happy to join with you. Pls share your valuable tips and tricks with me.</p>
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		<title>Comment on The Debt Collection Industry in America has Changed by .khnvb.kvjhn.</title>
		<link>http://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/comment-page-2/#comment-26858</link>
		<dc:creator>.khnvb.kvjhn.</dc:creator>
		<pubDate>Sun, 10 May 2009 16:20:04 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/#comment-26858</guid>
		<description>Correction:
Jay Zises
106 Old Orchard Rd
Chestnut Hill, MA 02467
(561) 588-9700</description>
		<content:encoded><![CDATA[<p>Correction:<br />
Jay Zises<br />
106 Old Orchard Rd<br />
Chestnut Hill, MA 02467<br />
(561) 588-9700</p>
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		<title>Comment on Help from the Internet by impishredhead</title>
		<link>http://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/comment-page-21/#comment-26718</link>
		<dc:creator>impishredhead</dc:creator>
		<pubDate>Tue, 05 May 2009 21:55:30 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/08/help-from-the-internet/#comment-26718</guid>
		<description>Gwen, bring your questions on over to http://www.collectorsexposed.com/forum2/index.php.  There are more people to help you there.</description>
		<content:encoded><![CDATA[<p>Gwen, bring your questions on over to <a href="http://www.collectorsexposed.com/forum2/index.php" rel="nofollow">http://www.collectorsexposed.com/forum2/index.php</a>.  There are more people to help you there.</p>
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		<title>Comment on The Debt Collection Industry in America has Changed by kutgyfluyf</title>
		<link>http://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/comment-page-2/#comment-26674</link>
		<dc:creator>kutgyfluyf</dc:creator>
		<pubDate>Tue, 05 May 2009 03:05:46 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/#comment-26674</guid>
		<description>Seems to me like Representative Gary L. Ackerman (D-NY) has some explaining to do.
Records - reported on www.r8ny.com, a New York City political Web site - show Ackerman (D-Jamaica Estates) accepted a &quot;personal loan&quot; last year for as much as $100,000 from Selig Zises, a large investor in a California-based company that Ackerman called Xenonics Options. However, Ackerman, who denies any improprieties, said the alleged loan was actually a sale of stock that he accidentally misreported.
&quot;I no longer have it,&quot; Ackerman said yesterday. &quot;I sold it off a couple weeks back.&quot;

On March 9, 2002, Ackerman, a senior member on the International Relations Committee, purchased between $1,001 to $15,000 of stock in Xenonics, which is today valued at between $100,000 and $250,000, according to financial records.
The 12th-term lawmaker said he decided to invest in Xenonics - a name he said he doesn&#039;t even know how to pronounce - after a suggestion from Zises, whom he described as a friend.

The U.S. Army awarded the company a $2.98 million contract a year later to manufacture night-vision equipment. Ackerman said he played no role in steering federal dollars to Xenonics.

Within two years of his initial investment, Ackerman&#039;s stake in Xenonics Options had ballooned to as much as $1 million.
Why Xenonics? The answer can probably be found in Ackerman&#039;s close ties to the Zises family, one of New York&#039;s uber-Likudniks. Since 1990, the Zises family Bernard, Seymour, Selig &amp; Jay, contributed at least $30,000 of Unifund CCR Partner proceeds (a vicious collection agency that will sue 160,000 Americans for Credit Card Default this year) to Ackerman&#039;s campaign coffers.
How close are Ackerman and the Zises? Close enough apparently for Ackerman to have made a statement on the House floor last year in celebration of patriarch Bernard Zises&#039;s 90th birthday, and another upon the death of the Zises family matriarch, Ruth Zises . That&#039;s right: a statement on the House floor.</description>
		<content:encoded><![CDATA[<p>Seems to me like Representative Gary L. Ackerman (D-NY) has some explaining to do.<br />
Records &#8211; reported on <a href="http://www.r8ny.com" rel="nofollow">http://www.r8ny.com</a>, a New York City political Web site &#8211; show Ackerman (D-Jamaica Estates) accepted a &#8220;personal loan&#8221; last year for as much as $100,000 from Selig Zises, a large investor in a California-based company that Ackerman called Xenonics Options. However, Ackerman, who denies any improprieties, said the alleged loan was actually a sale of stock that he accidentally misreported.<br />
&#8220;I no longer have it,&#8221; Ackerman said yesterday. &#8220;I sold it off a couple weeks back.&#8221;</p>
<p>On March 9, 2002, Ackerman, a senior member on the International Relations Committee, purchased between $1,001 to $15,000 of stock in Xenonics, which is today valued at between $100,000 and $250,000, according to financial records.<br />
The 12th-term lawmaker said he decided to invest in Xenonics &#8211; a name he said he doesn&#8217;t even know how to pronounce &#8211; after a suggestion from Zises, whom he described as a friend.</p>
<p>The U.S. Army awarded the company a $2.98 million contract a year later to manufacture night-vision equipment. Ackerman said he played no role in steering federal dollars to Xenonics.</p>
<p>Within two years of his initial investment, Ackerman&#8217;s stake in Xenonics Options had ballooned to as much as $1 million.<br />
Why Xenonics? The answer can probably be found in Ackerman&#8217;s close ties to the Zises family, one of New York&#8217;s uber-Likudniks. Since 1990, the Zises family Bernard, Seymour, Selig &amp; Jay, contributed at least $30,000 of Unifund CCR Partner proceeds (a vicious collection agency that will sue 160,000 Americans for Credit Card Default this year) to Ackerman&#8217;s campaign coffers.<br />
How close are Ackerman and the Zises? Close enough apparently for Ackerman to have made a statement on the House floor last year in celebration of patriarch Bernard Zises&#8217;s 90th birthday, and another upon the death of the Zises family matriarch, Ruth Zises . That&#8217;s right: a statement on the House floor.</p>
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		<title>Comment on The Debt Collection Industry in America has Changed by kudt</title>
		<link>http://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/comment-page-2/#comment-26619</link>
		<dc:creator>kudt</dc:creator>
		<pubDate>Mon, 04 May 2009 02:18:38 +0000</pubDate>
		<guid isPermaLink="false">https://budhibbs.wordpress.com/2006/08/07/the-debt-collection-industry-in-america-has-changed/#comment-26619</guid>
		<description>Ultimately, there is one man and his three sons that are responsible for inflicting finical pain and suffering on over one million families in America: Bernard D. Zises (Ben) and Sons Jay, Selig and Seymour.  Ben and his sons ran Integrated Resources, a real estate investment trust. Small-time investors put their life savings into a scheme that let the investor use a tax depreciation on commercial real estate, and at the same time, get capital gains when the investment matured and was sold. The company was privately held by the Zises family.
     But, they got wind of pending changes to the tax laws that would put them out of business. So, what’s a nice Jewish family to do?  How about go public and sell the business to a couple of thousand suckers!  Yeah, they can get their good friend Michael Milken to sell securities in Integrated Resources, just before the company becomes completely worthless. Bernard Zises and his three sons became filthy rich, and investors were out $995 million dollars. 
     
 
Ben, what would your Mother Fanny, Father Samuel, and older brother Louis say to you if they could see you today? Would brothers and sisters Sidney, Rose, Ida, Peppie and David be ashamed to meet you again? You are about to meet them all again, and for eternity. Will you have to explain yourself and the suffering you have caused?  Did your wife Ruth have to explain for you already when she met her maker? 
 Ben, have you been a good human being? Did you leave the world a better place than when you entered it? What will the ghostly members of the basketball team from Thomas Jefferson High School, or your spirited alum of Long Island University have to say:”….GUILTY, of crimes against humanity”? 
But, you sons have done so much better than you at inflicting finical pain and suffering. They have a very good teacher, Dad. Your son Seymour runs Forest Hill Capital a.k.a. Family Management Corp. where he has lost millions of investor’s money by investing with Bernie Madoff. I’ll bet Seymour figured out an angle to end up with the money as a result of this suffering too.
 Better yet, all three sons are the founding principles of Unifund CCR partners, a vicious collection agency.   This year, Unifund will sue 160,000 families for credit card debt. Many families will be sued for cards they never owned. Even more will be sued, and never know about it until their wages are garnished, their bank account is cleaned out or the Sheriff sells the family home. This is an exceptionally profitable business. A face value account of say $8000 can be bought for less than $400, and yield a default judgment in excess of $20,000. And, since the tax laws treat purchased debit proceeds the same as loss recovery mitigation, the profits are mostly not reportable and tax free! Woopie!!!!
The industry is full of illegal activity all the way up to the corporate management level. Unifund has a contract with Asta Funding a.k.a. Palisades Collections that rewards Unifund CCR Partners with a premium commission for collecting “…outside the relative statute of limitations”. I am sure the Zises Brothers have multiple offshore accounts in the Cayman Islands, Jersey, Isle of Man, Isle of White and various South China Sea banks. They must be using their accounts with the Israeli Discount Bank on 5th avenue, which has a branch in the Cayman Islands, as a vehicle to get the unreported Unifund proceeds out of the country.
Ben, I think there are a lot of people that want their money back. The first thing they should do is to send you a demand letter:

Bernard D. Zises  
72 Estates Ter N.
Manhasset, NY 11030
(516) 484-0887
Or
Bernard D. Zises
    2201 Christy Ln
    Oldsmar, FL 34677
 (727) 789-4211.

If you cannot find him there, try the house of his son Seymour:

Seymour W. Zises 
1016 5th Ave.
New York, NY 10028
(212) 535-7734
Or
Seymour W. Zises
71 Jefferson Blvd
Atlantic Beach, NY 11509
(516) 239-3576

If you cannot find him there, try the house of his son Jay:

Jay H. Zises
965 5th Ave., #10B 
New York, NY
(212) 879-0212
Or
 Jay H. Zises
639 Ocean Rd
Bridgehampton, NY 11932
(631) 537-5628
Or
 Jay H. Zises
106 Old Orchard Rd
 Palm Beach, FL 33480
(561) 588-9700

If you cannot find him there, try the house of his son Selig:

Selig A. Zises
988 5th Ave., #9
New York, NY
(212) 772-6460
(212) 593-6700
Or
Selig A. Zises
760 Sagg Main St
 Sagaponack, NY 11962
(631) 537-0537
Or
Selig A. Zises
3035 Countryside Blvd #35B
 Clearwater, FL 34621
(813)796-8922</description>
		<content:encoded><![CDATA[<p>Ultimately, there is one man and his three sons that are responsible for inflicting finical pain and suffering on over one million families in America: Bernard D. Zises (Ben) and Sons Jay, Selig and Seymour.  Ben and his sons ran Integrated Resources, a real estate investment trust. Small-time investors put their life savings into a scheme that let the investor use a tax depreciation on commercial real estate, and at the same time, get capital gains when the investment matured and was sold. The company was privately held by the Zises family.<br />
     But, they got wind of pending changes to the tax laws that would put them out of business. So, what’s a nice Jewish family to do?  How about go public and sell the business to a couple of thousand suckers!  Yeah, they can get their good friend Michael Milken to sell securities in Integrated Resources, just before the company becomes completely worthless. Bernard Zises and his three sons became filthy rich, and investors were out $995 million dollars. </p>
<p>Ben, what would your Mother Fanny, Father Samuel, and older brother Louis say to you if they could see you today? Would brothers and sisters Sidney, Rose, Ida, Peppie and David be ashamed to meet you again? You are about to meet them all again, and for eternity. Will you have to explain yourself and the suffering you have caused?  Did your wife Ruth have to explain for you already when she met her maker?<br />
 Ben, have you been a good human being? Did you leave the world a better place than when you entered it? What will the ghostly members of the basketball team from Thomas Jefferson High School, or your spirited alum of Long Island University have to say:”….GUILTY, of crimes against humanity”?<br />
But, you sons have done so much better than you at inflicting finical pain and suffering. They have a very good teacher, Dad. Your son Seymour runs Forest Hill Capital a.k.a. Family Management Corp. where he has lost millions of investor’s money by investing with Bernie Madoff. I’ll bet Seymour figured out an angle to end up with the money as a result of this suffering too.<br />
 Better yet, all three sons are the founding principles of Unifund CCR partners, a vicious collection agency.   This year, Unifund will sue 160,000 families for credit card debt. Many families will be sued for cards they never owned. Even more will be sued, and never know about it until their wages are garnished, their bank account is cleaned out or the Sheriff sells the family home. This is an exceptionally profitable business. A face value account of say $8000 can be bought for less than $400, and yield a default judgment in excess of $20,000. And, since the tax laws treat purchased debit proceeds the same as loss recovery mitigation, the profits are mostly not reportable and tax free! Woopie!!!!<br />
The industry is full of illegal activity all the way up to the corporate management level. Unifund has a contract with Asta Funding a.k.a. Palisades Collections that rewards Unifund CCR Partners with a premium commission for collecting “…outside the relative statute of limitations”. I am sure the Zises Brothers have multiple offshore accounts in the Cayman Islands, Jersey, Isle of Man, Isle of White and various South China Sea banks. They must be using their accounts with the Israeli Discount Bank on 5th avenue, which has a branch in the Cayman Islands, as a vehicle to get the unreported Unifund proceeds out of the country.<br />
Ben, I think there are a lot of people that want their money back. The first thing they should do is to send you a demand letter:</p>
<p>Bernard D. Zises<br />
72 Estates Ter N.<br />
Manhasset, NY 11030<br />
(516) 484-0887<br />
Or<br />
Bernard D. Zises<br />
    2201 Christy Ln<br />
    Oldsmar, FL 34677<br />
 (727) 789-4211.</p>
<p>If you cannot find him there, try the house of his son Seymour:</p>
<p>Seymour W. Zises<br />
1016 5th Ave.<br />
New York, NY 10028<br />
(212) 535-7734<br />
Or<br />
Seymour W. Zises<br />
71 Jefferson Blvd<br />
Atlantic Beach, NY 11509<br />
(516) 239-3576</p>
<p>If you cannot find him there, try the house of his son Jay:</p>
<p>Jay H. Zises<br />
965 5th Ave., #10B<br />
New York, NY<br />
(212) 879-0212<br />
Or<br />
 Jay H. Zises<br />
639 Ocean Rd<br />
Bridgehampton, NY 11932<br />
(631) 537-5628<br />
Or<br />
 Jay H. Zises<br />
106 Old Orchard Rd<br />
 Palm Beach, FL 33480<br />
(561) 588-9700</p>
<p>If you cannot find him there, try the house of his son Selig:</p>
<p>Selig A. Zises<br />
988 5th Ave., #9<br />
New York, NY<br />
(212) 772-6460<br />
(212) 593-6700<br />
Or<br />
Selig A. Zises<br />
760 Sagg Main St<br />
 Sagaponack, NY 11962<br />
(631) 537-0537<br />
Or<br />
Selig A. Zises<br />
3035 Countryside Blvd #35B<br />
 Clearwater, FL 34621<br />
(813)796-8922</p>
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